Ready to find your haven on Whidbey?
Let's find your dream home
Buying your first home, or making a move of any sort, can seem intimidating. Taking that first step can feel overwhelming. I am here to help. My goal is to make your dream of home ownership a reality. Follow along for an example of what you can expect to help take the edge off.
Meet with several mortgage professionals and find one that works for you. Getting pre-approved allows you to narrow your search & makes your offer stronger when it comes time buy. The lender will review your income, assets, & credit history to pre-approve you for a loan. If you don't currently have a lender, let me recommend a few. Call me a 360.929.3607.
Imagine your ideal home then make a list of everything you envisioned, such as the number of beds/baths, the style of home, and location. Then break that list down into high-priority items you can't live without and lower-priority things that would be an added bonus. Use this list to guide your search online and to give me an idea of what you are looking for. Email me your list here.
Once you know your budget & what you are looking for it is time to search. Start by setting up a My Windermere account using the button in the top right corner of your screen. I can send you potential homes and take you to tour them in person when you are ready. In the meantime, get a feel for what homes are out there by viewing them here.
This is likely one of the largest financial purchases you will ever make. It is critical to have a full-service pro who understands the market and can expertly navigate you through the intricate buying process. Don't hesitate to get in contact. You can learn more about me and find all of my contact information here.
When it comes time to make an offer on a home, I will negotiate on your behalf in order to attain the best terms for you. This can include things like negotiating the price, repair costs, timelines, and contingencies.
This Purchase and Sale Agreement is the legal contract buyer(s) and the seller(s) enter into once the buyer(s) offer has been accepted by the seller(s). It outlines the terms and conditions of the sale and is signed by both parties.
Earnest money is when you agree to deposit a percentage of the home's asking price into an independent account to demonstrate to the seller(s) that you are serious about buying. In return, the seller(s) agree to take their home off the market. When the sale closes that money is put toward the down payment or closing costs.
Once the Purchase and Sale Agreement is signed, a home inspector is hired to examine the home's health, safety, and major mechanical systems. If any issues arise from an inspection, the buyer may be able to renegotiate their offer.
After your offer is accepted, the next step is to get final loan approval. During this process, your lender will decide if they are willing to approve your mortgage based on things like your creditworthiness, the title history, and the appraisal of the home you want to buy.
This is a report for you and your lender detailing the history of the home that you are buying to ensure there are no legal barriers to purchasing it.
Escrow is an impartial third-party process in which documents and funds are deposited by buyers, sellers, and lenders to facilitate the closing of a real estate transaction.
This is the final step of the home-buying process. Ownership is transferred from the seller(s) to the buyer(s), closing costs are paid, and a number of documents are signed. After closing is finalized and recorded, the home is yours!
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Work with Bert on Whidbey
Whether you are relocating locally or across the country, I am dedicated to ensuring a seamless and enjoyable experience.
